The Chase Sapphire Reserve Business edges out the American Express Green Card for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 3x). The American Express Green Card is the better choice if you want no or lower annual fee.
American Express Green Card vs Chase Sapphire Reserve Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
- On Transit Including trains, buses, ferries, subways, and more 3x
- Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- CLEAR Plus Credit $209
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Chase Sapphire Lounge (~$200/yr)
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Reserve Business edges out the American Express Green Card for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 3x). The American Express Green Card is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Reserve Business tops out at 8x versus 3x for American Express Green Card. Current signup bonus values are roughly $800 for American Express Green Card and $2000 for Chase Sapphire Reserve Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/american-express-green-card-vs-chase-sapphire-reserve-business
- Chase Sapphire Reserve Business wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Reserve Business reaches 8x; American Express Green Card reaches 3x.
- Annual fee: Chase Sapphire Reserve Business is $795/yr; American Express Green Card is $150/yr.
- Current public bonus values are approximately $800 and $2000.
Common Questions: American Express Green Card vs Chase Sapphire Reserve Business
Is the American Express Green Card or Chase Sapphire Reserve Business better for dining?
American Express Green Card earns 3x on dining; Chase Sapphire Reserve Business has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Chase Sapphire Reserve Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Green Card and the Chase Sapphire Reserve Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.