The Chase Sapphire Reserve edges out the American Express Green Card for most cardholders — it wins on 3 of 4 comparison categories and offers 150,000 pts signup bonus earns more (up to 8x vs 3x). The American Express Green Card is the better choice if you want no or lower annual fee.
American Express Green Card vs Chase Sapphire Reserve
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
- On Transit Including trains, buses, ferries, subways, and more 3x
- Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
- Chase Travel 8x
- Lyft 5x
- Flights (Direct) 4x
- CLEAR Plus Credit $209
- Annual Travel Credit $300
- The Edit Hotel Credit $250
- Priority Pass Select
- Chase Sapphire Lounge by The Club
- DashPass
- +3 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Reserve edges out the American Express Green Card for most cardholders — it wins on 3 of 4 comparison categories and offers 150,000 pts signup bonus earns more (up to 8x vs 3x). The American Express Green Card is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Reserve tops out at 8x versus 3x for American Express Green Card. Current signup bonus values are roughly $800 for American Express Green Card and $1500 for Chase Sapphire Reserve. Updated May 30, 2026. Source: https://cardcurator.ai/compare/american-express-green-card-vs-chase-sapphire-reserve
- Chase Sapphire Reserve wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Reserve reaches 8x; American Express Green Card reaches 3x.
- Annual fee: Chase Sapphire Reserve is $795/yr; American Express Green Card is $150/yr.
- Current public bonus values are approximately $800 and $1500.
Common Questions: American Express Green Card vs Chase Sapphire Reserve
Is the American Express Green Card or Chase Sapphire Reserve better for dining?
American Express Green Card earns 3x on dining; Chase Sapphire Reserve earns 3x on dining. American Express Green Card wins for dining.
Which has the higher signup bonus in 2026?
American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Chase Sapphire Reserve offers 150,000 pts signup bonus (spend $6,000 in 3 months). Chase Sapphire Reserve has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Green Card and the Chase Sapphire Reserve?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Chase Sapphire Reserve is from Chase, so they're governed by separate bank policies.