Skip to main content
Quick Answer

The Atmos Rewards Ascent edges out the American Express Green Card for most cardholders — it wins on 2 of 4 comparison categories and offers 85,000 pts signup bonus. The American Express Green Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

American Express Green Card vs Atmos Rewards Ascent

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
Atmos Rewards Ascent card art
Atmos Rewards
Atmos Rewards Ascent
Bank of America
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$150/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
85,000 points
Spend $4,500 in 4 months
was 80k pts
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • Alaska/Hawaiian Airlines 3x
  • Gas Stations 2x
  • EV Charging 2x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
  • CLEAR Plus Credit $209
None
Card Perks
None listed
  • free checked bag and preferred boarding (~$70/yr)
  • $100 off an annual Alaska Lounge+ membership (~$100/yr)
  • Enjoy 20% back on all Alaska Airlines and Hawaiian Airlines in-flight purchases (~$20/yr)
Spend Milestones
No milestones
  • Annual $99 Companion Fare. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.com
    After $6,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Atmos Rewards Ascent edges out the American Express Green Card for most cardholders — it wins on 2 of 4 comparison categories and offers 85,000 pts signup bonus. The American Express Green Card is the better choice if you prioritize a different rewards ecosystem. On raw upside, Atmos Rewards Ascent tops out at 3x versus 3x for American Express Green Card. Current signup bonus values are roughly $800 for American Express Green Card and $850 for Atmos Rewards Ascent. Updated May 30, 2026. Source: https://cardcurator.ai/compare/american-express-green-card-vs-atmos-rewards-ascent

View source data
Winner
Atmos Rewards Ascent
2/4 categories · up to 3x
Runner-up
American Express Green Card
1/4 categories · up to 3x
  • Atmos Rewards Ascent wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Atmos Rewards Ascent reaches 3x; American Express Green Card reaches 3x.
  • Annual fee: Atmos Rewards Ascent is $95/yr; American Express Green Card is $150/yr.
  • Current public bonus values are approximately $800 and $850.

Common Questions: American Express Green Card vs Atmos Rewards Ascent

Is the American Express Green Card or Atmos Rewards Ascent better for dining?

American Express Green Card earns 3x on dining; Atmos Rewards Ascent has no dining bonus.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). Atmos Rewards Ascent offers 85,000 pts signup bonus (spend $4,500 in 4 months). Atmos Rewards Ascent has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the Atmos Rewards Ascent?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and Atmos Rewards Ascent is from Bank of America, so they're governed by separate bank policies.