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CardCurator — Rewards Intelligence
Card Comparison

American Express Gold Card vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$325/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
90,000 points
Spend $6,000 in 6 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: American Express Gold Card vs U.S Bank Business Leverage

Is the American Express Gold Card or U.S Bank Business Leverage better for dining?

American Express Gold Card earns 4x on dining; U.S Bank Business Leverage has no dining bonus.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). American Express Gold Card has the larger bonus.

Which card is better for international travel?

American Express Gold Card charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the American Express Gold Card and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.