Card Comparison
American Express Gold Card vs Delta SkyMiles Reserve American Express Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$325/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
See issuer
Top Earn Rates
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Delta Purchases 3x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- Resy Credit $20
- Rideshare Credit $10
- Statement Credit $200
Card Perks
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Delta Sky Club Access
- Centurion Lounge Access
- First Checked Bag Free
- +4 more
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
No transfer partners
Common Questions: American Express Gold Card vs Delta SkyMiles Reserve American Express Card
Is the American Express Gold Card or Delta SkyMiles Reserve American Express Card better for dining?
American Express Gold Card earns 4x on dining; Delta SkyMiles Reserve American Express Card has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Delta SkyMiles Reserve American Express Card offers $1563 signup bonus. American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the Delta SkyMiles Reserve American Express Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.