The American Express Gold Card edges out the Delta SkyMiles Reserve American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 4x vs 3x). The Delta SkyMiles Reserve American Express Card is the better choice if you prioritize a different rewards ecosystem.
American Express Gold Card vs Delta SkyMiles Reserve American Express Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Delta Purchases 3x
- All Other Purchases 1x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- Resy Credit $20
- Rideshare Credit $10
- Statement Credit $200
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Delta Sky Club Access
- Centurion Lounge Access
- First Checked Bag Free
- +4 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Gold Card vs Delta SkyMiles Reserve American Express Card
Is the American Express Gold Card or Delta SkyMiles Reserve American Express Card better for dining?
American Express Gold Card earns 4x on dining; Delta SkyMiles Reserve American Express Card has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 100,000 pts signup bonus (spend $6,000 in 6 months). Delta SkyMiles Reserve American Express Card offers $16 signup bonus. American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the Delta SkyMiles Reserve American Express Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.