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Card Comparison

American Express Gold Card vs Blue Cash Preferred Card from American Express

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Blue Cash Preferred Card from American Express card art
American Express Membership Rewards
Blue Cash Preferred Card from American Express
American Express
More Info
Annual Fee
$325/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
35,000 points
Spend $3,000 in 6 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • U.S. Supermarkets 6x
  • Select U.S. Streaming Subscriptions 6x
  • U.S. Gas Stations 3x
Reward Type
miles
cashback
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more

Common Questions: American Express Gold Card vs Blue Cash Preferred Card from American Express

Is the American Express Gold Card or Blue Cash Preferred Card from American Express better for dining?

American Express Gold Card earns 4x on dining; Blue Cash Preferred Card from American Express has no dining bonus.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Blue Cash Preferred Card from American Express offers 35,000 pts signup bonus (spend $3,000 in 6 months). American Express Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Gold Card and the Blue Cash Preferred Card from American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.