The Discover it Cash Back edges out the American Express EveryDay Preferred Credit Card for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 5x vs 3x). The American Express EveryDay Preferred Credit Card is the better choice if you prioritize a different rewards ecosystem.
American Express EveryDay Preferred Credit Card vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Discover it Cash Back is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. American Express EveryDay Preferred Credit Card still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if your main priority is the larger current welcome offer.
Best if you care most about stronger category earning on everyday spend.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Supermarkets 3x
- U.S. Gas Stations 2x
- All Other Purchases 1x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
- 50% Bonus on All Purchases (min 20 purchases/month)After $20 spend
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Quick summary
A short version of the comparison with the main differences at a glance.
The Discover it Cash Back edges out the American Express EveryDay Preferred Credit Card for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 5x vs 3x). The American Express EveryDay Preferred Credit Card is the better choice if you prioritize a different rewards ecosystem. On raw upside, Discover it Cash Back tops out at 5x versus 3x for American Express EveryDay Preferred Credit Card. Current signup bonus values are roughly $500 for American Express EveryDay Preferred Credit Card and $2 for Discover it Cash Back. Updated June 18, 2026. Source: https://cardcurator.ai/compare/american-express-everyday-preferred-credit-card-vs-discover-it-cash-back
- Discover it Cash Back wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Discover it Cash Back reaches 5x; American Express EveryDay Preferred Credit Card reaches 3x.
- Annual fee: Discover it Cash Back is no annual fee; American Express EveryDay Preferred Credit Card is $95/yr.
- Current public bonus values are approximately $500 and $2.
Common Questions: American Express EveryDay Preferred Credit Card vs Discover it Cash Back
Is the American Express EveryDay Preferred Credit Card or Discover it Cash Back better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express EveryDay Preferred Credit Card currently offers 25,000 pts signup bonus (spend $2,000 in 3 months). Discover it Cash Back offers $2 signup bonus. American Express EveryDay Preferred Credit Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express EveryDay Preferred Credit Card and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express EveryDay Preferred Credit Card is from American Express and Discover it Cash Back is from Discover, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.