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CardCurator — Rewards Intelligence
Card Comparison

American Express Business Gold Card vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$375/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
100,000 points
Spend $15,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: American Express Business Gold Card vs U.S Bank Business Leverage

Is the American Express Business Gold Card or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

American Express Business Gold Card charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the American Express Business Gold Card and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.