Card Comparison
American Express Business Gold Card vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
American Express Membership Rewards
The Platinum Card from American Express
American Express
Annual Fee
$375/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $15,000 in 3 months
175,000 points
Spend $12,000 in 6 months
Top Earn Rates
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
Card Perks
- The Hotel Collection Access
- Baggage Insurance Plan
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Business Gold Card vs The Platinum Card from American Express
Is the American Express Business Gold Card or The Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.