The Amazon Business Prime Card edges out the Bank of America Customized Cash Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers $200 signup bonus earns more (up to 5x vs 3x). The Bank of America Customized Cash Rewards is the better choice if you prioritize a different rewards ecosystem.
Amazon Business Prime Card vs Bank of America Customized Cash Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Purchases at Amazon.com with an eligible Prime membership 5x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
Quick summary
A short version of the comparison with the main differences at a glance.
The Amazon Business Prime Card edges out the Bank of America Customized Cash Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers $200 signup bonus earns more (up to 5x vs 3x). The Bank of America Customized Cash Rewards is the better choice if you prioritize a different rewards ecosystem. On raw upside, Amazon Business Prime Card tops out at 5x versus 3x for Bank of America Customized Cash Rewards. Current signup bonus values are roughly $200 for Amazon Business Prime Card and $200 for Bank of America Customized Cash Rewards. Updated May 28, 2026. Source: https://cardcurator.ai/compare/amazon-business-prime-card-vs-bank-of-america-customized-cash-rewards
- Amazon Business Prime Card wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Amazon Business Prime Card reaches 5x; Bank of America Customized Cash Rewards reaches 3x.
- Annual fee: Amazon Business Prime Card is no annual fee; Bank of America Customized Cash Rewards is no annual fee.
- Current public bonus values are approximately $200 and $200.
Common Questions: Amazon Business Prime Card vs Bank of America Customized Cash Rewards
Is the Amazon Business Prime Card or Bank of America Customized Cash Rewards better for dining?
Amazon Business Prime Card earns 2x on dining; Bank of America Customized Cash Rewards has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Business Prime Card currently offers $200 signup bonus. Bank of America Customized Cash Rewards offers $200 signup bonus (spend $1,000 in 3 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Prime Card and the Bank of America Customized Cash Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Prime Card is from U.S. Bank and Bank of America Customized Cash Rewards is from Bank of America, so they're governed by separate bank policies.