Card Comparison
Amazon Business Card vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
10,000 points
See issuer
Top Earn Rates
- U.S. Purchases at Amazon.com 3x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Amazon Business Card vs Discover it Cash Back
Is the Amazon Business Card or Discover it Cash Back better for dining?
Amazon Business Card earns 2x on dining; Discover it Cash Back has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Business Card currently offers 10,000 pts signup bonus. Discover it Cash Back offers $200 signup bonus. Amazon Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Card and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from American Express and Discover it Cash Back is from Discover, so they're governed by separate bank policies.