Card Comparison
Amazon Business Card vs Citi Thank You
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
10,000 points
None
Top Earn Rates
- U.S. Purchases at Amazon.com 3x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- Gas Stations 5x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Amazon Business Card vs Citi Thank You
Is the Amazon Business Card or Citi Thank You better for dining?
Amazon Business Card earns 2x on dining; Citi Thank You has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Business Card currently offers 10,000 pts signup bonus. Citi Thank You offers no current bonus. Amazon Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Card and the Citi Thank You?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from American Express and Citi Thank You is from Citi, so they're governed by separate bank policies.