The Amazon Business Card and Citi Thank You are closely matched. Amazon Business Card wins on 1 categories ($200 signup bonus); Citi Thank You wins on 1 (no current bonus). The better pick depends on your spending patterns.
Amazon Business Card vs Citi Thank You
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Purchases at Amazon.com 3x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- Gas Stations 5x
- All Other Purchases 1x
- AAdvantage
- AAdvantage
- Accor Live Limitless
- Accor Live Limitless
- Avianca LifeMiles
- +33 more
Common Questions: Amazon Business Card vs Citi Thank You
Is the Amazon Business Card or Citi Thank You better for dining?
Amazon Business Card earns 2x on dining; Citi Thank You has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Business Card currently offers $200 signup bonus. Citi Thank You offers no current bonus. Amazon Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Card and the Citi Thank You?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from U.S. Bank and Citi Thank You is from Citi, so they're governed by separate bank policies.