The American Express Gold Card edges out the Amazon Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 4x vs 3x). The Amazon Business Card is the better choice if you want no or lower annual fee.
Amazon Business Card vs American Express Gold Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Purchases at Amazon.com 3x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Amazon Business Card vs American Express Gold Card
Is the Amazon Business Card or American Express Gold Card better for dining?
Amazon Business Card earns 2x on dining; American Express Gold Card earns 4x on dining. American Express Gold Card wins for dining.
Which has the higher signup bonus in 2026?
Amazon Business Card currently offers $200 signup bonus. American Express Gold Card offers 100,000 pts signup bonus (spend $6,000 in 6 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Card and the American Express Gold Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from U.S. Bank and American Express Gold Card is from American Express, so they're governed by separate bank policies.