The American Express Business Gold Card edges out the Amazon Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 4x vs 3x). The Amazon Business Card is the better choice if you want no or lower annual fee.
Amazon Business Card vs American Express Business Gold Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Purchases at Amazon.com 3x
- U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers 2x
- All Other Purchases 1x
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- +1 more
- The Hotel Collection Access
- Baggage Insurance Plan
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The American Express Business Gold Card edges out the Amazon Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 4x vs 3x). The Amazon Business Card is the better choice if you want no or lower annual fee. On raw upside, American Express Business Gold Card tops out at 4x versus 3x for Amazon Business Card. Current signup bonus values are roughly $200 for Amazon Business Card and $2000 for American Express Business Gold Card. Updated May 31, 2026. Source: https://cardcurator.ai/compare/amazon-business-card-vs-american-express-business-gold-card
- American Express Business Gold Card wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: American Express Business Gold Card reaches 4x; Amazon Business Card reaches 3x.
- Annual fee: American Express Business Gold Card is $375/yr; Amazon Business Card is no annual fee.
- Current public bonus values are approximately $200 and $2000.
Common Questions: Amazon Business Card vs American Express Business Gold Card
Is the Amazon Business Card or American Express Business Gold Card better for dining?
Amazon Business Card earns 2x on dining; American Express Business Gold Card has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Business Card currently offers $200 signup bonus. American Express Business Gold Card offers 200,000 pts signup bonus (spend $15,000 in 3 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Business Card and the American Express Business Gold Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Business Card is from U.S. Bank and American Express Business Gold Card is from American Express, so they're governed by separate bank policies.