Skip to main content
Card Comparison

Air France KLM World Elite Mastercard vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Air France KLM World Elite Mastercard card art
Flying Blue
Air France KLM World Elite Mastercard
Bank of America
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info
Annual Fee
$89/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $3,000 in 3 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases 3x
  • All Other Purchases 1.2x
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
  • Global Entry/TSA PreCheck Credit $120
  • IHG Rewards Credit $120
Card Perks
None listed
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Spend Milestones
  • 5000 Miles every year
    After $50 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Air France KLM World Elite Mastercard vs United Club℠ Infinite Card

Is the Air France KLM World Elite Mastercard or United Club℠ Infinite Card better for dining?

Air France KLM World Elite Mastercard has no dining bonus; United Club℠ Infinite Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Air France KLM World Elite Mastercard currently offers 75,000 pts signup bonus (spend $3,000 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Air France KLM World Elite Mastercard and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Air France KLM World Elite Mastercard is from Bank of America and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.