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Quick Answer

The The Platinum Card from American Express edges out the Aeroplan Card for most cardholders — it wins on 3 of 4 comparison categories and offers 175,000 pts signup bonus earns more (up to 5x vs 3x). The Aeroplan Card is the better choice if you want no or lower annual fee.

Card Comparison

Aeroplan Card vs The Platinum Card from American Express

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aeroplan Card card art
Air Canada Aeroplan
Aeroplan Card
Chase
More Info
The Platinum Card from American Express card art
American Express Membership Rewards
The Platinum Card from American Express
American Express
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$95/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $4,000 in 3 months
was 100k pts
175,000 points
Spend $12,000 in 6 months
was 80k pts
Top Earn Rates
  • purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores 3x
  • All Other Travel 1.5x
  • All Other Purchases 1x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.10¢/pt points · industry est.
Key Credits
None
  • Prepaid Hotel Credit $200
  • Uber Cash $15
  • Airline Fee Credit $200
  • +4 more
Card Perks
None listed
  • Centurion Lounge Access
  • Priority Pass Select
  • Delta Sky Club Access
  • +6 more
Spend Milestones
  • Plus, 25,000 bonus points after you spend $20,000 on purchase in 12 months from account opening
    After $20,000 spend
  • 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month
    After $2,000 spend
No milestones
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more

Quick summary

A short version of the comparison with the main differences at a glance.

The The Platinum Card from American Express edges out the Aeroplan Card for most cardholders — it wins on 3 of 4 comparison categories and offers 175,000 pts signup bonus earns more (up to 5x vs 3x). The Aeroplan Card is the better choice if you want no or lower annual fee. On raw upside, The Platinum Card from American Express tops out at 5x versus 3x for Aeroplan Card. Current signup bonus values are roughly $12 for Aeroplan Card and $35 for The Platinum Card from American Express. Updated May 28, 2026. Source: https://cardcurator.ai/compare/aeroplan-card-vs-the-platinum-card-from-american-express

View source data
Winner
The Platinum Card from American Express
3/4 categories · up to 5x
Runner-up
Aeroplan Card
1/4 categories · up to 3x
  • The Platinum Card from American Express wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: The Platinum Card from American Express reaches 5x; Aeroplan Card reaches 3x.
  • Annual fee: The Platinum Card from American Express is $895/yr; Aeroplan Card is $95/yr.
  • Current public bonus values are approximately $12 and $35.

Common Questions: Aeroplan Card vs The Platinum Card from American Express

Is the Aeroplan Card or The Platinum Card from American Express better for dining?

Aeroplan Card earns 3x on dining; The Platinum Card from American Express has no dining bonus.

Which has the higher signup bonus in 2026?

Aeroplan Card currently offers 85,000 pts signup bonus (spend $4,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aeroplan Card and the The Platinum Card from American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aeroplan Card is from Chase and The Platinum Card from American Express is from American Express, so they're governed by separate bank policies.