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Card Comparison

Aer Lingus Visa vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
85,000 points
Spend $5,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
None listed
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Aer Lingus Visa vs U.S Bank Business Leverage

Is the Aer Lingus Visa or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). Aer Lingus Visa has the larger bonus.

Which card is better for international travel?

Aer Lingus Visa charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Aer Lingus Visa and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.