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CardCurator — Rewards Intelligence
Card Comparison

Aer Lingus Visa vs Bilt Palladium Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Annual Fee
$95/yr
$495/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
50,000 points + $300 credit
Spend $4,000 in 3 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • Dining 6x
  • Travel 3x
  • Rent 2x
Reward Type
miles
miles
Key Credits
None
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
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Common Questions: Aer Lingus Visa vs Bilt Palladium Card

Is the Aer Lingus Visa or Bilt Palladium Card better for dining?

Aer Lingus Visa has no dining bonus; Bilt Palladium Card earns 6x on dining.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Bilt Palladium Card offers 50,000 pts signup bonus (spend $4,000 in 3 months). Aer Lingus Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aer Lingus Visa and the Bilt Palladium Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Bilt Palladium Card is from Cardless, so they're governed by separate bank policies.