The Aer Lingus Visa and Bilt Palladium Card are closely matched. Aer Lingus Visa wins on 2 categories (85,000 pts signup bonus); Bilt Palladium Card wins on 2 (50,000 pts signup bonus). The better pick depends on your spending patterns.
Aer Lingus Visa vs Bilt Palladium Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- Dining 6x
- Travel 3x
- Rent 2x
- Bilt Travel Hotel Credit $200
- $200 Bilt Cash $200
- Priority Pass $469
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
- Priority Pass Select
- Marriott Bonvoy Gold Elite Status
- IHG One Rewards Platinum Elite Status
- +2 more
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
- Atmos Rewards
- Avianca LifeMiles
- United MileagePlus
- Flying Blue
- Virgin Atlantic Flying Club
- +19 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Aer Lingus Visa and Bilt Palladium Card are closely matched. Aer Lingus Visa wins on 2 categories (85,000 pts signup bonus); Bilt Palladium Card wins on 2 (50,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Aer Lingus Visa tops out at 3x versus 6x for Bilt Palladium Card. Current signup bonus values are roughly $1360 for Aer Lingus Visa and $1003 for Bilt Palladium Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/aer-lingus-visa-vs-bilt-palladium-card
- Aer Lingus Visa wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Aer Lingus Visa reaches 3x; Bilt Palladium Card reaches 6x.
- Annual fee: Aer Lingus Visa is $95/yr; Bilt Palladium Card is $495/yr.
- Current public bonus values are approximately $1360 and $1003.
Common Questions: Aer Lingus Visa vs Bilt Palladium Card
Is the Aer Lingus Visa or Bilt Palladium Card better for dining?
Aer Lingus Visa has no dining bonus; Bilt Palladium Card earns 6x on dining.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Bilt Palladium Card offers 50,000 pts signup bonus (spend $4,000 in 3 months). Aer Lingus Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the Bilt Palladium Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Bilt Palladium Card is from Cardless, so they're governed by separate bank policies.