Card Comparison
Aer Lingus Visa vs Atmos Rewards Ascent
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
85,000 points
Spend $4,500 in 4 months
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- Alaska Airlines and Hawaiian Airlines purchases 3x
- eligible gas, EV charging station, cable, streaming services and local transit 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
- free checked bag and preferred boarding (~$70/yr)
- $100 off an annual Alaska Lounge+ membership (~$100/yr)
- Enjoy 20% back on all Alaska Airlines and Hawaiian Airlines in-flight purchases (~$20/yr)
Spend Milestones
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
- Annual $99 Companion Fare. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.comAfter $6,000 spend
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Aer Lingus Visa vs Atmos Rewards Ascent
Is the Aer Lingus Visa or Atmos Rewards Ascent better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Atmos Rewards Ascent offers 85,000 pts signup bonus (spend $4,500 in 4 months). Aer Lingus Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the Atmos Rewards Ascent?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Atmos Rewards Ascent is from Bank of America, so they're governed by separate bank policies.