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Card Comparison

Aadvantage Globe Mastercard vs Bilt Palladium Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aadvantage Globe Mastercard card art
AAdvantage
Aadvantage Globe Mastercard
Citi
More Info
Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Annual Fee
$350/yr
$495/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $5,000 in 4 months
50,000 points + $300 credit
Spend $4,000 in 3 months
Top Earn Rates
  • Eligible AAdvantage Hotels Bookings 6x
  • Eligible American Airlines Purchases 3x
  • Restaurants 2x
  • Dining 6x
  • Travel 3x
  • Rent 2x
Reward Type
miles
miles
Key Credits
  • Statement Credit $100
  • Statement Credit $240
  • Statement Credit $100
  • +1 more
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
Card Perks
  • 4 Admirals Club Globe Passes annually (access to nearly 50 lounges)
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
Transfer Partners
No transfer partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more

Common Questions: Aadvantage Globe Mastercard vs Bilt Palladium Card

Is the Aadvantage Globe Mastercard or Bilt Palladium Card better for dining?

Aadvantage Globe Mastercard earns 2x on dining; Bilt Palladium Card earns 6x on dining. Bilt Palladium Card wins for dining.

Which has the higher signup bonus in 2026?

Aadvantage Globe Mastercard currently offers 90,000 pts signup bonus (spend $5,000 in 4 months). Bilt Palladium Card offers 50,000 pts signup bonus (spend $4,000 in 3 months). Aadvantage Globe Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aadvantage Globe Mastercard and the Bilt Palladium Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aadvantage Globe Mastercard is from Citi and Bilt Palladium Card is from Cardless, so they're governed by separate bank policies.