Skip to main content

Benefit comparison

Credit Cards with Hotel Credits

Cards with annual hotel statement credits, free night certificates, or resort credits at specific properties.

Compare the actual benefit terms, enrollment rules, and annual fee before deciding a card is worth adding for this perk alone.

Top match in this list

Caesars Rewards Prestige Visa Signature is the leading match among cards we track for hotel credit ($300/annual). We found 6 cards total with this benefit — see the full list below.

1
Caesars Rewards Prestige Visa Signature card art
Caesars Rewards Prestige Visa Signature
Bread Financial
$300/annual Complimentary Hotel Night $149/yr ~$300 bonus value

One complimentary hotel night each anniversary year at Caesars Rewards destinations, valued up to $300.

2
The Platinum Card from American Express Exclusively for Charles Schwab card art
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
$300/biannual Hotel Credit $895/yr 150,000 pt bonus

$600/year ($300 semi-annually) for prepaid Fine Hotels + Resorts or The Hotel Collection bookings via Amex Travel (min 2-night stay for Hotel Collection)

3
The Platinum Card from American Express Exclusively for Morgan Stanley card art
The Platinum Card from American Express Exclusively for Morgan Stanley
American Express
$300/biannual Hotel Credit $895/yr 150,000 pt bonus

$600/year ($300 semi-annually) for prepaid Fine Hotels + Resorts or The Hotel Collection bookings via Amex Travel (min 2-night stay for Hotel Collection)

4
Robinhood Platinum Card
Coastal Community Bank
$250/biannual Premium Hotel Credit $695/yr

Up to $250 every six months for eligible two-night premium-hotel bookings through Robinhood Travel; qualifying stays also receive a separate $100 property credit.

5
MGM Rewards Iconic World Elite Mastercard card art
MGM Rewards Iconic World Elite Mastercard
FNBO
$200/annual MGM Resort Credit $249/yr 30,000 pt bonus

Granted upon account opening and annually at card anniversary; applies to eligible MGM room charges via MGM Rewards redemption while checked in as a hotel guest.

6
Wyndham Rewards Earner Premier Card card art
Wyndham Rewards Earner Premier Card
Barclays
$100/annual Wyndham Hotel Credit $395/yr

Up to $100 back each calendar year after spending $100 or more in aggregate on eligible Wyndham hotel purchases.

Frequently Asked Questions
Which credit card has the best hotel credit?
Caesars Rewards Prestige Visa Signature offers the highest-value hotel credit among cards we track, worth $300/year in credits. See the full list above for all options.
Do all travel credit cards include hotel credit?
No — hotel credit is typically a feature of mid-range and premium cards. We found 6 cards in our database that include this benefit. Budget and no-annual-fee cards rarely include it.
Is hotel credit worth the annual fee?
Caesars Rewards Prestige Visa Signature has a $149 annual fee and a hotel credit valued at ~$300. If you use the benefit annually, it alone covers the annual fee.
How often does hotel credit update?
Our database pulls hotel credit data directly from card records and updates whenever card terms change. If you spot an outdated entry, the card's full detail page has the issuer link for the authoritative source.