Credit Cards with Dining Credits
Cards that include monthly or annual statement credits for restaurant, café, or food delivery purchases.
Quick Answer
United℠ Business Card offers the best dining credit among cards we track ($120/annual). We found 4 cards total with this benefit — see the full list below.
1
United℠ Business Card
Chase
$120/annual Instacart Credit $150/yr ~$1430 bonus value was 100,000 pts
Receive up to $120 in Instacart credits each calendar year. Terms apply.
2
Caesars Rewards Prestige Visa Signature
Bread Financial
$100/annual Caesars Dining Credit $149/yr ~$300 bonus value
Up to $100 in annual dining credit at participating Caesars Rewards destinations.
3
Wyndham Rewards Earner Plus Card
Barclays
$25/biannual Meal Delivery Credit $95/yr
Up to $25 back every 6 months on eligible meal delivery purchases.
4
Wyndham Rewards Earner Premier Card
Barclays
$10/monthly Meal Delivery Credit $395/yr
Up to $10 back each month on eligible meal delivery purchases.
Frequently Asked Questions
- Which credit card has the best dining credit?
- United℠ Business Card offers the highest-value dining credit among cards we track, worth $120/year in credits. See the full list above for all options.
- Do all travel credit cards include dining credit?
- No — dining credit is typically a feature of mid-range and premium cards. We found 4 cards in our database that include this benefit. Budget and no-annual-fee cards rarely include it.
- Is dining credit worth the annual fee?
- United℠ Business Card has a $150 annual fee and a dining credit valued at ~$120. If you use the benefit annually, it goes a long way toward justifying the fee when combined with other perks.
- How often does dining credit update?
- Our database pulls dining credit data directly from card records and updates whenever card terms change. If you spot an outdated entry, the card's full detail page has the issuer link for the authoritative source.