Benefit comparison
Credit Cards with Dining Credits
Cards that include monthly or annual statement credits for restaurant, café, or food delivery purchases.
Compare the actual benefit terms, enrollment rules, and annual fee before deciding a card is worth adding for this perk alone.
Robinhood Platinum Card is the leading match among cards we track for dining credit ($250/annual). We found 5 cards total with this benefit — see the full list below.
Up to $30 in January and up to $20 per month February–December at participating restaurants.
Receive up to $120 in Instacart credits each calendar year. Terms apply.
Up to $100 in annual dining credit at participating Caesars Rewards destinations.
Up to $25 back every 6 months on eligible meal delivery purchases.
Up to $10 back each month on eligible meal delivery purchases.
- Which credit card has the best dining credit?
- Robinhood Platinum Card offers the highest-value dining credit among cards we track, worth $250/year in credits. See the full list above for all options.
- Do all travel credit cards include dining credit?
- No — dining credit is typically a feature of mid-range and premium cards. We found 5 cards in our database that include this benefit. Budget and no-annual-fee cards rarely include it.
- Is dining credit worth the annual fee?
- Robinhood Platinum Card has a $695 annual fee and a dining credit valued at ~$250. If you use the benefit annually, it goes a long way toward justifying the fee when combined with other perks.
- How often does dining credit update?
- Our database pulls dining credit data directly from card records and updates whenever card terms change. If you spot an outdated entry, the card's full detail page has the issuer link for the authoritative source.