Chase's current Sapphire terms provide at least 12 months of complimentary DashPass when an eligible card is activated by December 31, 2027. The useful question is not the headline subscription price: it is whether you will place enough eligible orders to save real fees during that membership period.

What DashPass Gives You

DashPass is DoorDash's subscription tier. Subscribers get:

  • No delivery fees on eligible orders above the minimum (typically $12)
  • Reduced service fees on most orders
  • Access to DashPass-exclusive promotions

Without DashPass, a typical DoorDash order carries a $2–$5 delivery fee and a service fee that runs 10–15% of the subtotal. DashPass eliminates the delivery fee and reduces the service fee, usually saving $3–7 per order depending on the restaurant and order size.

How Much Does DashPass Save Per Year?

At face value, DashPass costs $9.99/month or $96/year (annual plan). On 2 orders per week, the savings from eliminated delivery fees alone come to roughly $400–600 per year — well above the subscription cost. For occasional users (2–4 orders/month), the math is tighter but still usually positive.

For Sapphire cardholders, the benefit is included at no extra charge. That means:

  • Sapphire Preferred ($95/yr annual fee): DashPass at $9.99/month retail value covers roughly the entire annual fee in perceived savings alone — before counting any rewards earnings.
  • Sapphire Reserve ($550/yr annual fee): DashPass adds value but the fee requires the full stack of perks (travel credit, lounge access, etc.) to justify.

What the Benefit Actually Requires

To activate the DashPass benefit, add the eligible Chase Sapphire card as the default payment method in DoorDash or Caviar and complete the activation flow. Use the eligible card at checkout for DashPass-eligible orders to receive the benefits.

Important note: the benefit applies to DashPass for DoorDash, not for Caviar (DoorDash's premium marketplace). Most users order through DoorDash proper, so this distinction rarely matters.

Stacking Points on Top of DashPass Savings

When you pay with your Chase Sapphire card on DoorDash, you earn 3x Ultimate Rewards on dining (food delivery codes as dining). So on a $40 order:

  • Without DashPass: $5 delivery + ~$5 service fee = $50 total, earn 150 UR points ($3 in travel value)
  • With DashPass: $0 delivery + reduced service fee $2 = $42 total, earn 126 UR points ($2.50 in travel value) — but you saved $8 in fees

The fee savings dominate the points math. DashPass is more valuable for what it prevents (fees) than for how it affects your point accumulation.

When DashPass Matters Less

  • If you primarily use Uber Eats, Instacart, or Grubhub — DashPass only covers DoorDash.
  • If you order infrequently (once a month or less) — the fee savings are small relative to the annual fee discussion.
  • If you're already paying for DashPass directly — the Chase benefit replaces that cost and saves you ~$96–$120/year, effectively reducing your net annual fee.

Does Chase Sapphire Preferred include DashPass?

Eligible Sapphire Preferred cardholders can receive at least 12 months of complimentary DashPass when activated by December 31, 2027. Add the eligible card as the default payment method and review Chase's current terms before activating.

Does Chase Sapphire Reserve also include DashPass?

Eligible Sapphire Reserve cardholders can receive DashPass under Chase's current activation terms. Treat it as a supplemental benefit and verify current card earning and travel-credit terms separately before applying.

Can I use DashPass with a card other than Sapphire?

DashPass eligibility varies by Chase card and can change. Use the offer shown in DoorDash after adding your specific card rather than assuming another Chase card receives the same membership.

Track how DoorDash fits into your overall rewards strategy with CardCurator's merchant comparison tool.