What is the annual fee for the U.S. BANK SHOPPER CASH REWARDS?

The U.S. BANK SHOPPER CASH REWARDS has an annual fee of $95 per year.

What is the best category to use the U.S. BANK SHOPPER CASH REWARDS for?

The U.S. BANK SHOPPER CASH REWARDS earns 6x on Selected Retailers (2 chosen), making it the strongest earning category for this card.

What is the U.S. BANK SHOPPER CASH REWARDS welcome bonus in 2026?

The U.S. BANK SHOPPER CASH REWARDS currently offers a welcome bonus of 250 points after spending $2,000 in the first 4 months.

Does the U.S. BANK SHOPPER CASH REWARDS charge foreign transaction fees?

Yes, the U.S. BANK SHOPPER CASH REWARDS charges a 3% foreign transaction fee on purchases made outside the United States.

U.S. Bank Cash Rewards Visa

U.S. BANK SHOPPER CASH REWARDS

Issued by U.S. Bank

$95

Annual Fee

1.5x

Base Rate

Selected Retailers (2 chosen)

Welcome Bonus

Track U.S. BANK SHOPPER CASH REWARDS Free View on Issuer Site

Earning Categories

Selected Retailers (2 chosen) · cap $1,500

Everyday Category (1 chosen) · cap $1,500

All Other Purchases

1.5x

Current Welcome Bonus

250 points

Est. value: $2.5

Spend $2,000

Within 4 months

First Year Annual Fee Waived

Year 1 net value: $-92.5 (bonus − annual fee)

Apply Now

Maximize Your U.S. Bank Cash Rewards Points

Program Overview

U.S. Bank Cash Rewards is the cashback program for U.S. Bank cashback credit cards. Points redeem at 1¢ per point as statement credit. The Altitude Go (now called the Altitude Go Visa Signature) earns 4x on dining, 2x on groceries, gas, and streaming, making it a strong no-annual-fee cashback card. The Cash+ Visa Signature allows users to choose two 5% cashback categories (up to $2,000/quarter) and one 2% category. Best for: cardholders who want category-specific cashback, particularly strong dining earners or those who want flexible 5% categories via Cash+.

Earning Tips

U.S. Bank card stack: Altitude Go Visa Signature (no AF): - 4x on dining, takeout, delivery - 2x on groceries, gas, streaming - 1x everything else - Best no-fee dining card in its class Cash+ Visa Signature (no AF): - 5x on two categories you choose each quarter (up to $2,000/quarter combined) - 5% categories include fast food, home utilities, cell phone providers, select travel, sporting goods, department stores, furniture, movie theaters, gym/fitness clubs, ground transportation - 2x on one everyday category you choose (restaurants, gas, or groceries) - 1x everything else Strategy: - Use Cash+ for your top two spending categories at 5% - Use Altitude Go for dining if dining isn't one of your Cash+ picks - Stack with a flat-rate card (e.g., Active Cash or Double Cash) for all other purchases

Redemption Tips

All U.S. Bank cash rewards redeem at 1¢/point (statement credit, checking account deposit, or Real-Time Rewards on eligible purchases). No optimization needed. Statement credit is the simplest redemption. Rewards never expire as long as the account is open and in good standing.