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CardCurator — Rewards Intelligence
EV Charging

Best Credit Card for EV Charging

Compare the top credit cards for electric vehicle charging stations and find which one earns the most rewards.

EV charging stations are increasingly recognized as a distinct category by card networks. Some cards that earn on gas automatically extend that rate to EV charging, while newer cards offer explicit EV charging bonuses.

Top Pick

Best Pick
PenFed Platinum Rewards Visa Signature Card card art
PenFed Rewards

PenFed Platinum Rewards Visa Signature Card

5x
points per dollar
5.0%
effective return
No annual fee
annual fee

5x on EV Charging

Apply Now More Info

More Good Options

  • Costco Anywhere Visa Business Card card art
    Costco
    Costco Anywhere Visa Business Card
    4x
    pts/dollar
    4.0%
    return

    4x on eligible gas and electric vehicle (EV) charging

    Learn more →
  • Atmos Rewards Ascent card art
    Atmos Rewards
    Atmos Rewards Ascent
    2x
    pts/dollar
    3.0%
    return

    2x on EV Charging

    Learn more →
  • U.S. Bank Altitude Connect Visa Signature card art
    U.S. Bank FlexPerks
    U.S. Bank Altitude Connect Visa Signature
    2x
    pts/dollar
    2.0%
    return

    2x on EV Charging Stations

    Learn more →
  • Target Circle Credit Card card art
    Target Circle
    Target Circle Credit Card
    5x
    pts/dollar
    5.0%
    return

    5x base rate (no bonus for EV Charging)

Compare these 3 cards side by side

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Common Questions

What is the best credit card for EV Charging?

The PenFed Platinum Rewards Visa Signature Card is currently the top pick for electric vehicle charging stations, earning 5x points per dollar — an effective 5.0% return.

How many points do you earn on EV Charging purchases?

The top-rated card for electric vehicle charging stations, the PenFed Platinum Rewards Visa Signature Card, earns 5x per dollar — an effective return of 5.0%.

Is there a no-annual-fee card that earns rewards on EV Charging?

Yes — the PenFed Platinum Rewards Visa Signature Card earns 5x on electric vehicle charging stations with no annual fee (5.0% effective return).

Is a premium card worth the annual fee for EV Charging spending?

Whether a premium card pays off depends on your total spending across all categories, not just ev charging. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.

Which card earns the most if I spend $500 per month on EV Charging?

PenFed Platinum Rewards Visa Signature Card: $300/yr, Costco Anywhere Visa Business Card: $240/yr, Atmos Rewards Ascent: $180/yr. The PenFed Platinum Rewards Visa Signature Card earns the most at $500/month.

Do rotating category cards earn on EV Charging?

Some cards — like Chase Freedom Flex and Discover it — occasionally feature ev charging as a 5% bonus category for one quarter per year. Year-round, a dedicated ev charging card typically outperforms rotating category cards since you can't always count on the bonus.

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