Wells Fargo Signify Business Cash
Issued by Wells Fargo
Earning Categories
Current Welcome Bonus
$500 cash bonus after $5,000 spend. No annual fee. 0% APR 12 months.
Year 1 net value: +$5 (bonus − annual fee)
Maximize Your Wells Fargo Cash Rewards Points
Program Overview
Wells Fargo Cash Rewards is the cashback rewards currency for Wells Fargo cashback credit cards, including the Active Cash card. Points redeem at a fixed 1¢ per point toward statement credits, gift cards, or merchandise. There are no transfer partners and no complex redemption optimization — the value is always 1 cent per point. Best for: consumers who want straightforward cashback with no category optimization. The Active Cash earns unlimited 2% on all purchases, making it a strong flat-rate cashback card.
Earning Tips
Wells Fargo Active Cash: 2% unlimited cashback on all purchases — one of the best flat-rate cashback cards available. No annual fee. Wells Fargo Reflect and Attune cards earn varying cashback rates by category. Check the specific card for category multipliers. Tips: - Active Cash is best used as a catch-all card for purchases that don't have a higher bonus category elsewhere - Cash back is earned as rewards points (1 point = 1¢) redeemable as statement credit or transfer to a Wells Fargo checking/savings account
Redemption Tips
Redemption options (always 1¢/point): - Statement credit: most common use - Wells Fargo checking/savings account deposit - Gift cards - Merchandise (same 1¢ rate) No optimization needed — all redemption methods are equal value. Statement credit or checking account deposit is the most convenient.
Card Details
0% introductory APR on purchases for the first 12 months
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