Venmo
Estimated value: 1.0¢ per points
Venmo Credit Card (issued by Synchrony) earns cashback automatically assigned to your top spending category each statement period. The card earns 3% on your top spend category, 2% on the second, and 1% on everything else — with no manual category selection required. Cashback deposits directly into your Venmo account (not a bank account) and can be spent anywhere Venmo is accepted or transferred out. Best for: Venmo users who want automated category optimization without tracking or selecting categories.
Cards in This Program
1.0¢
per points (baseline)
Cashback deposits into your Venmo account automatically after each billing period. Spend it anywhere Venmo is accepted, send to friends, or transfer to a linked bank account. No minimum redemption. 1¢/point equivalent.
Venmo Credit Card (Synchrony): - 3% on your #1 spending category that month (auto-assigned) - 2% on your #2 spending category - 1% on all other purchases - Categories include: bills & utilities, food & drink, gas, groceries, health & beauty, transportation, travel No annual fee. Cashback goes to Venmo balance and can be used for P2P payments or transferred to a bank account. Drawback: you're limited to whatever your top category naturally is — no control over which category earns 3%.