Credit Card Rewards Program 
SoFi Rewards
Estimated value: 1.0¢ per points
SoFi Rewards points redeem at a fixed 1 cent per point. Options: statement credit, SoFi Invest account deposit, or eligible SoFi loan payments. No transfer partners.
1.0¢/pt
Best next action
Understand how SoFi Rewards fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
Cards in This Program
Point Valuation
1.0¢
per points (baseline)
Range: 1.0¢ – 1.0¢
Points Calculator
Cash out $1,000
Travel (1.0¢/pt) $1,000
Best case (1.0¢/pt) $1,000
Redemption Tips
All redemption options are equal at 1¢/point — statement credit, invest deposit, or loan payment. No optimization needed.
Earning Tips
2% unlimited on all purchases. SoFi Plus members earn 3% on travel booked through SoFi Travel (Expedia-powered).