Credit Card Rewards Program

SoFi Rewards

SoFi Rewards points redeem at a fixed 1 cent per point. Options: statement credit, SoFi Invest account deposit, or eligible SoFi loan payments. No transfer partners.

Cards in This Program

SoFi Credit Card

SoFi

No annual fee 2x base earn

$200 statement credit bonus

Redemption Tips

All redemption options are equal at 1¢/point — statement credit, invest deposit, or loan payment. No optimization needed.

Earning Tips

2% unlimited on all purchases. SoFi Plus members earn 3% on travel booked through SoFi Travel (Expedia-powered).

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