Credit Card Rewards Program 
SoFi Rewards
Estimated value: 1.0¢ per points
SoFi Rewards points redeem at a fixed 1 cent per point. Options: statement credit, SoFi Invest account deposit, or eligible SoFi loan payments. No transfer partners.
1.0¢/pt
Cards in This Program
Point Valuation
1.0¢
per points (baseline)
Range: 1.0¢ – 1.0¢
Points Calculator
Cash out $1,000
Travel (1.0¢/pt) $1,000
Best case (1.0¢/pt) $1,000
Redemption Tips
All redemption options are equal at 1¢/point — statement credit, invest deposit, or loan payment. No optimization needed.
Earning Tips
2% unlimited on all purchases. SoFi Plus members earn 3% on travel booked through SoFi Travel (Expedia-powered).