Skip to main content
SoFi Credit Card
SoFi Rewards Mastercard

SoFi Credit Card

Issued by SoFi

$0
Annual Fee
2x
Base Rate
3x
All Purchases (with SoFi Plus or qualifying direct deposit)
$200
Welcome Bonus
Annual Fee
No Fee
Default Earn Rate
2x points/$
Foreign Transaction Fee
None

Earning Categories

All Purchases (with SoFi Plus or qualifying direct deposit)
3x

3% cashback when you have SoFi Plus membership or qualifying direct deposit into SoFi

All Other Purchases
2x

Current Welcome Bonus

$200 statement credit
Est. value: $200
Spend $500
Within 3 months

Earn a $200 cash rewards bonus after $500 in purchases in the first 3 months

Check out this card

Card Perks

Cell Phone Protection
PURCHASE_PROTECTION

Up to $1,000/claim for eligible cell phone damage or theft when monthly bill paid with card. World Elite Mastercard benefit.

World Elite Mastercard Concierge
CONCIERGE

24/7 travel and lifestyle concierge service.

Authorized Users

Free authorized users
max 5

Ready to Optimize Your Wallet?

Let our AI help you find the perfect card combination for your spending habits

We never share your data. Your privacy is our priority.