Credit Card Rewards Program
Petal Rewards
Estimated value: 1.0¢ per cash back
Petal Rewards is the cash back program tied to Petal credit cards issued by WebBank. Designed for credit builders. Cash back is earned as a percentage of each purchase and credited to the account.
1.0¢/pt
Best next action
Understand how Petal Rewards fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
Cards in This Program
Point Valuation
1.0¢
per cash back (baseline)
Range: 1.0¢ – 1.0¢
Points Calculator
Cash out $1,000
Travel (1.0¢/pt) $1,000
Best case (1.0¢/pt) $1,000
Redemption Tips
Cash back redeemable as a statement credit or direct deposit. No minimum redemption threshold.
Earning Tips
Earn rate scales with responsible use: 1% from day one, 1.25% after 6 on-time monthly payments, 1.5% after 12 on-time payments. Additionally earn 2%–10% at select Petal Perks partner merchants.

