Credit Card Rewards Program
Petal Rewards
Estimated value: 1.0¢ per cash back
Petal Rewards is the cash back program tied to Petal credit cards issued by WebBank. Designed for credit builders. Cash back is earned as a percentage of each purchase and credited to the account.
1.0¢/pt
Cards in This Program
Point Valuation
1.0¢
per cash back (baseline)
Range: 1.0¢ – 1.0¢
Points Calculator
Cash out $1,000
Travel (1.0¢/pt) $1,000
Best case (1.0¢/pt) $1,000
Redemption Tips
Cash back redeemable as a statement credit or direct deposit. No minimum redemption threshold.
Earning Tips
Earn rate scales with responsible use: 1% from day one, 1.25% after 6 on-time monthly payments, 1.5% after 12 on-time payments. Additionally earn 2%–10% at select Petal Perks partner merchants.