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Petal 2 "Cash Back, No Fees" Visa Credit Card
Petal Rewards Visa

Petal 2 "Cash Back, No Fees" Visa Credit Card

Issued by WebBank

Reviewed by the CardCurator Editorial Team

$0
Annual Fee
1.5x
Base Rate
1.5x
All Other Purchases
~1.00¢
Per Point
industry est.
Apply Now Track Petal 2 "Cash Back, No Fees" Visa Credit Card Free

Before you apply

Use this quick check so you click out only when the offer and fee structure really fit.

  • Best fit: strongest ongoing earning is 1.5x on All Other Purchases.
  • Annual fee: No annual fee.
  • Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
  • What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.

Confirm current issuer terms and approval rules before you submit an application.

Earning Categories

All Other Purchases
1.5x

Maximize Your Petal Rewards Points

Expert tips to get the most value from this program

Program Overview

Petal Rewards is the cash back program tied to Petal credit cards issued by WebBank. Designed for credit builders. Cash back is earned as a percentage of each purchase and credited to the account.

Earning Tips

Earn rate scales with responsible use: 1% from day one, 1.25% after 6 on-time monthly payments, 1.5% after 12 on-time payments. Additionally earn 2%–10% at select Petal Perks partner merchants.

Redemption Tips

Cash back redeemable as a statement credit or direct deposit. No minimum redemption threshold.

Card Details

Authorized Users Free
Foreign Transaction Fee None

Compare This Card

See how the Petal 2 "Cash Back, No Fees" Visa Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

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Approval Insights

Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.

Insufficient data
Reported approval rate
--
0 approved or denied datapoints
Median approved score
Building dataset
Exact score sample still small
Income / history band
N/A
History data still building
See Full Approval Data Create Account To Track

How to use this

  • Use the approval summary as a signal, not a guarantee.
  • Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
  • Open the full approval page to see recent datapoints, profile bands, and notes.
Why this is different

Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.

Frequently Asked Questions

What is the annual fee for the Petal 2 "Cash Back, No Fees" Visa Credit Card?
The Petal 2 "Cash Back, No Fees" Visa Credit Card has no annual fee.
What is the best category to use the Petal 2 "Cash Back, No Fees" Visa Credit Card for?
The Petal 2 "Cash Back, No Fees" Visa Credit Card earns 1.5x on All Other Purchases, making it the strongest earning category for this card.
Does the Petal 2 "Cash Back, No Fees" Visa Credit Card charge foreign transaction fees?
No, the Petal 2 "Cash Back, No Fees" Visa Credit Card does not charge foreign transaction fees, making it a good choice for international purchases.
How much are Petal Rewards cash back worth?
Petal Rewards cash back are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.

Ready to Get the Petal 2 "Cash Back, No Fees" Visa Credit Card?

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