Instacart Rewards
Instacart Rewards is the cashback program for the Instacart Mastercard® issued by Chase. Cardholders earn 5% cash back on qualifying Instacart purchases (up to $6,000/year, then 1%), 5% on Chase Travel, 2% at restaurants, gas stations, and select streaming services, and 1% everywhere else. Cash back can be redeemed as a statement credit, direct deposit, Chase travel booking, or used to pay for orders in the Instacart app. Best for: frequent Instacart shoppers who want to maximize cash back on grocery delivery.
Cards in This Program
Cashback redemption options (1 cent/point equivalent): - Statement credit: redeem anytime - Direct deposit to checking/savings - Chase travel bookings - Pay with Points in the Instacart app All redemption options provide equal 1 cent per point value. No optimization needed.
Instacart Mastercard® earn rates: - 5% on Instacart purchases (first $6,000/year, then 1%) - 5% on Chase Travel - 2% at restaurants - 2% at gas stations - 2% on select streaming services - 1% everywhere else Tips: - The $6,000 annual cap on 5% Instacart earnings resets each calendar year - Chase Travel bookings earn 5% — book flights and hotels through the Chase portal to maximize - Restaurant orders on Instacart powered by Uber Eats may not qualify for the 5% Instacart rate