Apple Card Daily Cash
Estimated value: 1.0¢ per Daily Cash
Apple Card Daily Cash posts within 24 hours of transactions settling to your Apple Cash balance. 3% back at Apple and select partners (Uber, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint), 2% via Apple Pay everywhere else, 1% on physical card swipes. No annual fee, no foreign transaction fees, no late fees.
Best next action
Understand how Apple Card Daily Cash fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
Cards in This Program
1.0¢
per Daily Cash (baseline)
Daily Cash is real cash — no transfer partners. Deposit to Apple Cash, apply as statement credit, or save in Apple Card Savings (Goldman Sachs high-yield account).
Daily Cash redeemable as: Apple Cash (spend anywhere Visa accepted), Apple Card statement credit, or Apple Card Savings deposit. All options at equal 1¢ value — no optimization needed.
Always use Apple Pay to earn 2% vs 1%. For 3% merchants: Apple, Uber/Uber Eats, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint (list as of March 2026 — merchants periodically change).