Apple Card Daily Cash
Apple Card Daily Cash posts within 24 hours of transactions settling to your Apple Cash balance. 3% back at Apple and select partners (Uber, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint), 2% via Apple Pay everywhere else, 1% on physical card swipes. No annual fee, no foreign transaction fees, no late fees.
Cards in This Program
Daily Cash is real cash — no transfer partners. Deposit to Apple Cash, apply as statement credit, or save in Apple Card Savings (Goldman Sachs high-yield account).
Daily Cash redeemable as: Apple Cash (spend anywhere Visa accepted), Apple Card statement credit, or Apple Card Savings deposit. All options at equal 1¢ value — no optimization needed.
Always use Apple Pay to earn 2% vs 1%. For 3% merchants: Apple, Uber/Uber Eats, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint (list as of March 2026 — merchants periodically change).