Credit Card Rewards Program
Bread Financial Cashback
Bread Financial Cashback rewards earn a flat 2% on all purchases with no categories to track. Cash back redeems as statement credit, check, or direct deposit. No annual fee and no foreign transaction fees make this a clean everyday card. Issued by Bread Financial (formerly Comenity Bank).
Redemption Tips
Redeem as statement credit, check, or bank deposit. All options are equal at 1¢/point. Minimum redemption may apply — check current terms.
Earning Tips
Use for every purchase to maximize the flat 2% rate. No bonus categories to optimize — simplicity is the point.