Skip to main content
Bread Cashback™ American Express® Credit Card
Bread Financial Cashback American Express

Bread Cashback™ American Express® Credit Card

Issued by Bread Financial

$0
Annual Fee
2x
Base Rate
2x
All Purchases
$200
Welcome Bonus
Annual Fee
No Fee
Default Earn Rate
2x cash back/$
Foreign Transaction Fee
None

Earning Categories

All Purchases
2x

Current Welcome Bonus

$200 statement credit
Est. value: $200
Spend $1,000
Within 3 months

Earn a $200 cash back bonus after $1,000 in purchases in the first 90 days

Year 1 net value: +$200 (bonus − annual fee)

Apply Now

Authorized Users

Free authorized users

Compare This Card

See how the Bread Cashback™ American Express® Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Looking for more card options? Explore other great credit cards from our partners.

Check other great cards →

Ready to Optimize Your Wallet?

Let our AI help you find the perfect card combination for your spending habits

We never share your data. Your privacy is our priority.