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Credit Card Rewards Program

BMW Rewards

BMW Rewards are earned on the BMW Mastercard. Cardholders can receive double point value when redeeming toward eligible BMW, MINI and BMW Motorrad dealership purchases or eligible BMW Financial Services loan or lease payments.

Best next action

Understand how BMW Rewards fits your rewards plan.

Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.

Explore transfer paths
Redemption Tips

Prioritize eligible BMW, MINI or BMW Motorrad dealership purchases and enrolled BMW Financial Services payments, where points are worth 2¢ each rather than the 1¢ standard redemption value.

Earning Tips

Earn 3 points per dollar on eligible BMW, MINI and BMW Motorrad purchases, gas stations, EV charging stations, and tollway charges; earn 1 point per dollar elsewhere.