BMW Motorrad Mastercard®
Issued by U.S. Bank
Reviewed by the CardCurator Editorial Team
Decision check
Is BMW Motorrad Mastercard® worth applying for?
you can make 3x on BMW Motorrad Purchases part of your regular spending.
you are looking for premium perks, lounge access, or more transfer-partner upside.
Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.
Earning Categories
Current Welcome Bonus
Earn 10,000 points after spending $500 within 90 days of account opening.
Year 1 net value: +$100 (bonus − annual fee)
Maximize Your BMW Rewards Points
Expert tips to get the most value from this program
Program Overview
BMW Rewards are earned on the BMW Mastercard. Cardholders can receive double point value when redeeming toward eligible BMW, MINI and BMW Motorrad dealership purchases or eligible BMW Financial Services loan or lease payments.
Earning Tips
Earn 3 points per dollar on eligible BMW, MINI and BMW Motorrad purchases, gas stations, EV charging stations, and tollway charges; earn 1 point per dollar elsewhere.
Redemption Tips
Prioritize eligible BMW, MINI or BMW Motorrad dealership purchases and enrolled BMW Financial Services payments, where points are worth 2¢ each rather than the 1¢ standard redemption value.
BMW Rewards Program
Points are worth 1¢ each for standard redemptions and 2¢ each when redeemed toward eligible BMW, MINI and BMW Motorrad dealership purchases or enrolled BMW Financial Services loan or lease payments.
Compare This Card
See how the BMW Motorrad Mastercard® stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the BMW Motorrad Mastercard®?
- The BMW Motorrad Mastercard® has no annual fee.
- What is the best category to use the BMW Motorrad Mastercard® for?
- The BMW Motorrad Mastercard® earns 3x on BMW Motorrad Purchases, making it the strongest earning category for this card.
- What is the BMW Motorrad Mastercard® welcome bonus in 2026?
- The BMW Motorrad Mastercard® currently offers a welcome bonus of 10,000 points after spending $500 in the first 3 months.
- Does the BMW Motorrad Mastercard® charge foreign transaction fees?
- Yes, the BMW Motorrad Mastercard® charges a 3% foreign transaction fee on purchases made outside the United States.
Use a category hub if you are not ready to apply for BMW Motorrad Mastercard®
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Best if you are still comparing simpler everyday-rewards options.
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What to check before you leave
- Prioritize the categories where you spend the most each month.
- Check whether a flat-rate card may outperform rotating or capped bonuses.
- Confirm the fee structure and current welcome offer before applying.
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