Best Ameriprise Credit Cards (2026)
Ameriprise Bank, FSB offers banking products to Ameriprise clients. Its Visa Signature credit cards are issued by Elan Financial Services.
Top Pick
Ameriprise Premier Visa Signature Credit Card
Spend $1,500 in 3 months
More Ameriprise Cards
Not sure which Ameriprise card is right for you?
Compare side by side →Frequently Asked Questions
What is the best Ameriprise credit card?
The Ameriprise Premier Visa Signature Credit Card is currently the top-rated Ameriprise card, offering a $150/yr annual fee and a strong welcome offer for new cardholders.
Does Ameriprise have a credit card with no annual fee?
Yes — the Ameriprise Visa Signature Credit Card has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a Ameriprise card?
Most Ameriprise credit cards require good to excellent credit (typically 670+). Premium travel cards like the top-tier options generally require a score of 720 or higher for the best approval odds.
What rewards do Ameriprise credit cards earn?
Ameriprise credit cards earn points, miles, or cash back depending on the card. Category cards earn accelerated rates in your top spending areas, while flat-rate cards keep things simple.
Are Ameriprise credit card points worth it?
Ameriprise points and miles offer strong value, especially when redeemed for travel. Pairing multiple Ameriprise cards can maximize your earning across categories.
How do I apply for a Ameriprise credit card?
You can apply directly through https://www.ameriprise.com/products/ameriprise-bank or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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