Ameriprise Visa Signature Credit Card
Issued by Ameriprise
Reviewed by the CardCurator Editorial Team
Decision check
Is Ameriprise Visa Signature Credit Card worth applying for?
you can make 1x on All Other Purchases part of your regular spending.
you are looking for premium perks, lounge access, or more transfer-partner upside.
Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.
Earning Categories
Current Welcome Bonus
Earn 10,000 bonus Rewards Points after spending $1,000 on eligible net purchases within the first 90 days.
Year 1 net value: +$100 (bonus − annual fee)
Maximize Your Ameriprise Rewards Points
Expert tips to get the most value from this program
Program Overview
Ameriprise Rewards is the rewards program for Ameriprise Visa Signature cards. The best cash-back value is available only when Rewards Points are deposited into an eligible Ameriprise account.
Earning Tips
Use the Premier Visa Signature card for eligible everyday purchases. To receive the maximum cash-back value, redeem in the required increments into an eligible Ameriprise account.
Redemption Tips
A Rewards Point is worth 1.25 cents when redeemed for cash back into an eligible Ameriprise account, with redemptions in 30,000-point increments. Statement credits are worth 1 cent per point.
Compare This Card
See how the Ameriprise Visa Signature Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Ameriprise Visa Signature Credit Card?
- The Ameriprise Visa Signature Credit Card has no annual fee.
- What is the best category to use the Ameriprise Visa Signature Credit Card for?
- The Ameriprise Visa Signature Credit Card earns 1x on All Other Purchases, making it the strongest earning category for this card.
- What is the Ameriprise Visa Signature Credit Card welcome bonus in 2026?
- The Ameriprise Visa Signature Credit Card currently offers a welcome bonus of 10,000 Rewards Points after spending $1,000 in the first 3 months.
- Does the Ameriprise Visa Signature Credit Card charge foreign transaction fees?
- Yes, the Ameriprise Visa Signature Credit Card charges a 3% foreign transaction fee on purchases made outside the United States.
Use a category hub if you are not ready to apply for Ameriprise Visa Signature Credit Card
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Best if you are still comparing simpler everyday-rewards options.
Need a simpler cash back option?
Browse partner cash back cards if you want straightforward value, lower complexity, or a better match for everyday spending.
What to check before you leave
- Prioritize the categories where you spend the most each month.
- Check whether a flat-rate card may outperform rotating or capped bonuses.
- Confirm the fee structure and current welcome offer before applying.
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