The OpenSky Secured Visa and Walmart OnePay CashRewards Card are closely matched. OpenSky Secured Visa wins on 1 categories (no current bonus); Walmart OnePay CashRewards Card wins on 1 (3,500 pts signup bonus). The better pick depends on your spending patterns.
OpenSky Secured Visa vs Walmart OnePay CashRewards Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
OpenSky Secured Visa and Walmart OnePay CashRewards Card are close enough that the better pick depends on where you spend most, how much value you get from perks, and whether you prefer one rewards ecosystem over the other.
Best if you care most about stronger category earning on everyday spend.
Best if this rewards ecosystem fits the cards and travel programs you already use.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Select Merchants 10x
- All Other Purchases 1x
- Walmart with Walmart Plus 5x
- Walmart without Walmart Plus 3x
- All Other Purchases 1.5x
Quick summary
A short version of the comparison with the main differences at a glance.
The OpenSky Secured Visa and Walmart OnePay CashRewards Card are closely matched. OpenSky Secured Visa wins on 1 categories (no current bonus); Walmart OnePay CashRewards Card wins on 1 (3,500 pts signup bonus). The better pick depends on your spending patterns. On raw upside, OpenSky Secured Visa tops out at 10x versus 5x for Walmart OnePay CashRewards Card. Current signup bonus values are roughly $0 for OpenSky Secured Visa and $35 for Walmart OnePay CashRewards Card. Summary generated June 25, 2026. Source: https://cardcurator.ai/compare/opensky-secured-visa-vs-walmart-onepay-cashrewards-card
- OpenSky Secured Visa wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: OpenSky Secured Visa reaches 10x; Walmart OnePay CashRewards Card reaches 5x.
- Annual fee: OpenSky Secured Visa is no annual fee; Walmart OnePay CashRewards Card is no annual fee.
- Current public bonus values are approximately $0 and $35.
Common Questions: OpenSky Secured Visa vs Walmart OnePay CashRewards Card
Is the OpenSky Secured Visa or Walmart OnePay CashRewards Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
OpenSky Secured Visa currently offers no current bonus. Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Walmart OnePay CashRewards Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the OpenSky Secured Visa and the Walmart OnePay CashRewards Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. OpenSky Secured Visa is from Capital Bank and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.