Walmart - One Pay Rewards
Estimated value: 1.0¢ per reward dollar
Walmart Pay (One Pay Rewards) is a simplified cashback program for Walmart co-branded cards and the Walmart Pay wallet. The Capital One Walmart Rewards Mastercard earns 5% back at Walmart.com and in Walmart stores via Walmart Pay app, 2% at Walmart in-store (without Walmart Pay), 2% at Murphy USA and Walmart gas stations, and 1% everywhere else. Best for: frequent Walmart.com shoppers and in-store buyers who regularly use the Walmart Pay app for checkout.
1.0¢
per reward dollar (baseline)
Cashback redeems as statement credit or for Walmart.com purchases. 1¢/point equivalent. No transfer partners. Simple statement credit redemption with no minimum.
Capital One Walmart Rewards Mastercard: - 5% at Walmart.com and in Walmart stores via Walmart Pay app (first year 5% in-store without app) - 2% at Walmart in-store without Walmart Pay - 2% at restaurants, travel, and Walmart/Murphy USA gas stations - 1% everywhere else Tips: - Always use Walmart Pay app in-store to get 5% vs. 2% - Strong for Walmart.com online orders without needing the app - The 5% effectively makes this one of the best grocery cards for Walmart shoppers