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Card Comparison

Marriott Bonvoy Business American Express Card vs Platinum

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Platinum card art
Navy Federal Credit Union
Platinum
Navy Federal Credit Union
More Info
Annual Fee
$125/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
Spend $9,000 in 6 months
None
Top Earn Rates
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
  • All Purchases 1x
Reward Type
miles
credit building
Key Credits
None
None
Transfer Partners
  • United MileagePlus
No transfer partners
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Common Questions: Marriott Bonvoy Business American Express Card vs Platinum

Is the Marriott Bonvoy Business American Express Card or Platinum better for dining?

Marriott Bonvoy Business American Express Card earns 4x on dining; Platinum has no dining bonus.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Business American Express Card currently offers $1750 signup bonus (spend $9,000 in 6 months). Platinum offers no current bonus. Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Business American Express Card and the Platinum?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Business American Express Card is from American Express and Platinum is from Navy Federal Credit Union, so they're governed by separate bank policies.