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Quick Answer

The My Best Buy Credit Card edges out the Lufthansa Miles & More World Elite for most cardholders — it wins on 2 of 4 comparison categories and offers no current bonus earns more (up to 5x vs 2x). The Lufthansa Miles & More World Elite is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Lufthansa Miles & More World Elite vs My Best Buy Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Which Card Comes Out Ahead?

My Best Buy Credit Card is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Lufthansa Miles & More World Elite still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.

Lufthansa Miles & More World Elite

Best if this rewards ecosystem fits the cards and travel programs you already use.

My Best Buy Credit Card

Best if you care most about stronger category earning on everyday spend.

Lufthansa Miles & More World Elite card art
Lufthansa Miles & More
Lufthansa Miles & More World Elite
Barclays
More Info
My Best Buy Credit Card card art
My Best Buy
My Best Buy Credit Card
Citi
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$89/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
See issuer
Top Earn Rates
  • Miles & More partner airline tickets 2x
  • All Other Purchases 1x
  • Best Buy 5x
  • All Other Purchases 0.5x
Reward Type
miles
cashback
Pts Value
~1.10¢/pt miles · industry est.
~1.00¢/pt points · industry est.
Key Credits
None
None
Card Perks
  • Lounge Access (~$97/yr)
None listed
Transfer Partners
No transfer partners
Cash back only

Quick summary

A short version of the comparison with the main differences at a glance.

The My Best Buy Credit Card edges out the Lufthansa Miles & More World Elite for most cardholders — it wins on 2 of 4 comparison categories and offers no current bonus earns more (up to 5x vs 2x). The Lufthansa Miles & More World Elite is the better choice if you prioritize a different rewards ecosystem. On raw upside, My Best Buy Credit Card tops out at 5x versus 2x for Lufthansa Miles & More World Elite. Current signup bonus values are roughly $12 for Lufthansa Miles & More World Elite and $0 for My Best Buy Credit Card. Summary generated June 19, 2026. Source: https://cardcurator.ai/compare/lufthansa-miles-more-world-elite-vs-my-best-buy-credit-card

View source data
Winner
My Best Buy Credit Card
2/4 categories · up to 5x
Runner-up
Lufthansa Miles & More World Elite
1/4 categories · up to 2x
  • My Best Buy Credit Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: My Best Buy Credit Card reaches 5x; Lufthansa Miles & More World Elite reaches 2x.
  • Annual fee: My Best Buy Credit Card is no annual fee; Lufthansa Miles & More World Elite is $89/yr.
  • Current public bonus values are approximately $12 and $0.

Common Questions: Lufthansa Miles & More World Elite vs My Best Buy Credit Card

Is the Lufthansa Miles & More World Elite or My Best Buy Credit Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Lufthansa Miles & More World Elite currently offers $12 signup bonus. My Best Buy Credit Card offers no current bonus. Lufthansa Miles & More World Elite has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Lufthansa Miles & More World Elite and the My Best Buy Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Lufthansa Miles & More World Elite is from Barclays and My Best Buy Credit Card is from Citi, so they're governed by separate bank policies.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.

Best next move
My Best Buy Credit Card
My Best Buy Credit Card is the stronger next step if you want to stop reopening the same comparison and move toward a real application decision.