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Card Comparison

LATAM Airlines Mastercard vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines Mastercard card art
Latam Pass Miles
LATAM Airlines Mastercard
Cardless
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
15,000 points
Spend $1,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • LATAM Airlines Purchases 3x
  • Restaurants, Rideshare, taxis, & public transit 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
No transfer partners
No transfer partners

Common Questions: LATAM Airlines Mastercard vs LATAM Airlines World Elite Mastercard

Is the LATAM Airlines Mastercard or LATAM Airlines World Elite Mastercard better for dining?

LATAM Airlines Mastercard earns 2x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

LATAM Airlines Mastercard currently offers 15,000 pts signup bonus (spend $1,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). LATAM Airlines World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the LATAM Airlines Mastercard and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Cardless, so check their specific application rules.