LATAM Pass LATAM Airlines World Elite Mastercard
Issued by Cardless
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 4x on LATAM Airlines.
- Bonus hurdle: spend $2,500 in 3 months.
- Annual fee: $99 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Year 1 net value: +$486 (bonus − annual fee)
Card Perks
$150/year est. valueLATAM Airlines-operated VIP Lounges Enjoy the comfort of the LATAM VIP lounges, located in 5 of the most important airports in our destination network.
Earn Courtesy Segments and live the experience in Premium Economy or Premium Business cabins on LATAM Airlines flights.
Maximize Your LATAM Pass Points
Expert tips to get the most value from this program
Program Overview
LATAM Pass is the frequent flyer program for LATAM Airlines (LA), the largest airline group in South America and a Oneworld member. Miles earn on LATAM flights and partner spending, redeeming for LATAM metal and Oneworld partner flights. Key strengths: extensive South America network via Lima, Bogotá, Santiago, and São Paulo hubs; Oneworld partnership for partner redemptions; LATAM's premium cabin product improving on long-haul routes. Key weaknesses: limited US earning options; co-branded cards not widely available in the US; primarily useful for travelers going to/from South America. Best for: US travelers with frequent trips to South America, or Latin American residents accumulating miles for LATAM redemptions.
Earning Tips
Earning LATAM Pass miles from the US is primarily through: - LATAM revenue flights (earn depends on fare class) - Oneworld partner flights credited to LATAM - LATAM's shopping and hotel partner portals (mainly South American markets) No US transferable bank program partners. Use AAdvantage as the primary Oneworld accumulation vehicle for South American redemptions instead.
Redemption Tips
Best LATAM Pass redemptions: LATAM metal (intra-South America): - Short-haul within South America: often 10,000–20,000 miles one-way - US → South America business class: 45,000–80,000 miles depending on route and distance Oneworld partners: LATAM Pass can book Oneworld metal but pricing may not be competitive vs. AAdvantage or other Oneworld programs. Miles expire after 12–18 months of inactivity depending on status tier.
Transfer Strategy
LATAM Pass does not accept transfers from major US bank programs (Amex MR, Chase UR, etc.). Primary US earning: - Flying LATAM on revenue tickets - Flying Oneworld partners and crediting to LATAM Pass (where eligible) - LATAM's limited US hotel and car rental partners For US travelers targeting South America: Air Canada Aeroplan (Star Alliance) and American AAdvantage (Oneworld) both have better US earning infrastructure for South American redemptions.
Compare This Card
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Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the LATAM Airlines World Elite Mastercard?
- The LATAM Airlines World Elite Mastercard has an annual fee of $99 per year.
- What is the best category to use the LATAM Airlines World Elite Mastercard for?
- The LATAM Airlines World Elite Mastercard earns 4x on LATAM Airlines, making it the strongest earning category for this card.
- What is the LATAM Airlines World Elite Mastercard welcome bonus in 2026?
- The LATAM Airlines World Elite Mastercard currently offers a welcome bonus of 45,000 points after spending $2,500 in the first 3 months.
- Does the LATAM Airlines World Elite Mastercard charge foreign transaction fees?
- No, the LATAM Airlines World Elite Mastercard does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are LATAM Pass points worth?
- LATAM Pass points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.50¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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What to check before you leave
- Look for a welcome bonus you can realistically earn.
- Compare the annual fee against lounge access, travel credits, or hotel perks.
- Check issuer rules and current terms before you apply.
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