The Choice Privileges Select Mastercard edges out the Wells Fargo Autograph for most cardholders — it wins on 2 of 4 comparison categories and offers 60,000 pts signup bonus earns more (up to 10x vs 3x). The Wells Fargo Autograph is the better choice if you want no or lower annual fee.
Choice Privileges Select Mastercard vs Wells Fargo Autograph
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Choice Privileges Select Mastercard is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Wells Fargo Autograph still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if your main priority is the larger current welcome offer.
Best if you want a stronger international-travel setup with no foreign transaction fee.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Choice Hotels® properties22 plus on Choice Privileges point purchases 10x
- gas stations, grocery stores, home improvement stores and phone plan services 5x
- All Other Purchases 1x
- Restaurants, Travel, Gas, Transit, Streaming, Phone Plans 3x
- All Other Purchases 1x
- United MileagePlus
- Aer Lingus AerClub
- Flying Blue
- Avianca LifeMiles
- British Airways Executive Club
- Iberia Plus
- +4 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Choice Privileges Select Mastercard edges out the Wells Fargo Autograph for most cardholders — it wins on 2 of 4 comparison categories and offers 60,000 pts signup bonus earns more (up to 10x vs 3x). The Wells Fargo Autograph is the better choice if you want no or lower annual fee. On raw upside, Choice Privileges Select Mastercard tops out at 10x versus 3x for Wells Fargo Autograph. Current signup bonus values are roughly $360 for Choice Privileges Select Mastercard and $200 for Wells Fargo Autograph. Summary generated June 23, 2026. Source: https://cardcurator.ai/compare/choice-privileges-select-mastercard-vs-wells-fargo-autograph
- Choice Privileges Select Mastercard wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Choice Privileges Select Mastercard reaches 10x; Wells Fargo Autograph reaches 3x.
- Annual fee: Choice Privileges Select Mastercard is $95/yr; Wells Fargo Autograph is no annual fee.
- Current public bonus values are approximately $360 and $200.
Common Questions: Choice Privileges Select Mastercard vs Wells Fargo Autograph
Is the Choice Privileges Select Mastercard or Wells Fargo Autograph better for dining?
Choice Privileges Select Mastercard has no dining bonus; Wells Fargo Autograph earns 3x on dining.
Which has the higher signup bonus in 2026?
Choice Privileges Select Mastercard currently offers 60,000 pts signup bonus (spend $3,000 in 3 months). Wells Fargo Autograph offers 20,000 pts signup bonus (spend $1,000 in 3 months). Choice Privileges Select Mastercard has the larger bonus.
Which card is better for international travel?
Wells Fargo Autograph charges no foreign transaction fees — the better pick for international use. Choice Privileges Select Mastercard charges 3% on foreign purchases.
Can I hold both the Choice Privileges Select Mastercard and the Wells Fargo Autograph?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Wells Fargo, so check their specific application rules.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.