Card Comparison
Bank of America Customized Cash Rewards vs Prime Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,000 in 3 months
25,000 points
Top Earn Rates
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
- Amazon 5x
- Whole Foods Market 5x
- Amazon 5x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
Common Questions: Bank of America Customized Cash Rewards vs Prime Visa
Is the Bank of America Customized Cash Rewards or Prime Visa better for dining?
Bank of America Customized Cash Rewards has no dining bonus; Prime Visa earns 2x on dining.
Which has the higher signup bonus in 2026?
Bank of America Customized Cash Rewards currently offers $20000 signup bonus (spend $1,000 in 3 months). Prime Visa offers 25,000 pts signup bonus. Prime Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Customized Cash Rewards and the Prime Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Customized Cash Rewards is from Bank of America and Prime Visa is from Chase, so they're governed by separate bank policies.