The Chase Ink Business Premier edges out the Avianca Lifemiles American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 3x vs 2x). The Avianca Lifemiles American Express Card is the better choice if you want no or lower annual fee.
Avianca Lifemiles American Express Card vs Chase Ink Business Premier
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Chase Ink Business Premier is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Avianca Lifemiles American Express Card still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if you want to keep annual cost lower.
Best if your main priority is the larger current welcome offer.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- restaurants, groceries, or supermarkets 2x
- LifeMiles or Avianca airlines 2x
- All Other Purchases 1x
- Travel 3x
- Shipping 3x
- Advertising 3x
- Annual Chase Travel Credit $100
- Silver Elite Status
- Miles don't expire
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +10 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Ink Business Premier edges out the Avianca Lifemiles American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 3x vs 2x). The Avianca Lifemiles American Express Card is the better choice if you want no or lower annual fee. On raw upside, Chase Ink Business Premier tops out at 3x versus 2x for Avianca Lifemiles American Express Card. Current signup bonus values are roughly $680 for Avianca Lifemiles American Express Card and $2000 for Chase Ink Business Premier. Updated June 17, 2026. Source: https://cardcurator.ai/compare/avianca-lifemiles-american-express-card-vs-chase-ink-business-premier
- Chase Ink Business Premier wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Ink Business Premier reaches 3x; Avianca Lifemiles American Express Card reaches 2x.
- Annual fee: Chase Ink Business Premier is $195/yr; Avianca Lifemiles American Express Card is $99/yr.
- Current public bonus values are approximately $680 and $2000.
Common Questions: Avianca Lifemiles American Express Card vs Chase Ink Business Premier
Is the Avianca Lifemiles American Express Card or Chase Ink Business Premier better for dining?
Avianca Lifemiles American Express Card earns 2x on dining; Chase Ink Business Premier earns 2x on dining. Avianca Lifemiles American Express Card wins for dining.
Which has the higher signup bonus in 2026?
Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Premier offers 100,000 pts signup bonus (spend $10,000 in 3 months). Chase Ink Business Premier has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Avianca Lifemiles American Express Card and the Chase Ink Business Premier?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Chase Ink Business Premier is from Chase, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.