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Quick Answer

The AAdvantage Executive World Elite Mastercard and Hilton Honors Surpass are closely matched. AAdvantage Executive World Elite Mastercard wins on 2 categories (100,000 pts signup bonus); Hilton Honors Surpass wins on 2 (130,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

AAdvantage Executive World Elite Mastercard vs Hilton Honors Surpass

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Executive World Elite Mastercard card art
AAdvantage
AAdvantage Executive World Elite Mastercard
Citi
More Info
Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Annual Fee
$595/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $10,000 in 3 months
was 70k pts
130,000 points
Spend $3,000 in 6 months
was 130k pts
Top Earn Rates
  • Eligible Hotels and Car Rentals through AA partner portals 10x
  • Eligible American Airlines Purchases 4x
  • All Other Purchases 1x
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
Reward Type
miles
miles
Pts Value
~1.70¢/pt miles · industry est.
~0.50¢/pt points · industry est.
Key Credits
  • Statement Credit $120
  • Statement Credit $120
  • Statement Credit $120
  • +1 more
  • Hilton Credit $50
Card Perks
  • Complimentary Admirals Club membership (valued at up to $850) - access to nearly 50 Admirals Clubs and 60+ partner lounges worldwide
  • Hilton Honors Gold Status
Spend Milestones
  • Earn a 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points in a status qualification year.
    After $50,000 spend
  • Earn another 10,000 Loyalty Points bonus after reaching 90,000 Loyalty Points in the same status qualification year.
    After $90,000 spend
  • Free Night Award
    After $15,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: AAdvantage Executive World Elite Mastercard vs Hilton Honors Surpass

Is the AAdvantage Executive World Elite Mastercard or Hilton Honors Surpass better for dining?

AAdvantage Executive World Elite Mastercard has no dining bonus; Hilton Honors Surpass earns 6x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Executive World Elite Mastercard currently offers 100,000 pts signup bonus (spend $10,000 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). AAdvantage Executive World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Executive World Elite Mastercard and the Hilton Honors Surpass?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Executive World Elite Mastercard is from Citi and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.