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Signup bonus history

SoFi Credit Card

Compare the current signup bonus with the offers we have tracked, then decide whether its value and spending requirement fit your plan.

History helps you understand the range of past offers. It cannot predict the next offer, and a higher bonus is only better when you can meet its spending requirement responsibly.

All-Time High
133
points
Historical Avg
133
points
Offers Tracked
1
since launch
Current Offer Active
At or near highest offer tracked
Bonus Offer
$200 credit
Requirements
Spend $500
Within 3 months
Started: Mar 10, 2026

Earn a $200 cash rewards bonus after $500 in purchases in the first 3 months

Frequently Asked Questions
What is the best-ever SoFi Credit Card signup bonus?
The highest recorded SoFi Credit Card signup bonus is 133 points.
Is the current SoFi Credit Card offer a good deal?
Yes — the current SoFi Credit Card offer is at or near its all-time high of 133 points. This is one of the best offers we've recorded.
How often does the SoFi Credit Card bonus change?
We track every change to the SoFi Credit Card signup bonus. Issuers typically adjust offers several times per year.
What is the SoFi Credit Card signup bonus in 2026?
The current SoFi Credit Card signup bonus in 2026 is $200 statement credit after spending $500 in the first 3 months.